Most Profitable Business in Kenya To Start With 100k

Most Profitable Business in Kenya To Start With 100k

The most profitable business in Kenya to start with 100k

This article will explore the business world and highlight the most profitable business in Kenya to start with 100k.

In this piece, you will get to learn, the top profitable business ideas in Kenya with 100k, the starting capital and profit of the business, the requirements to start the business and how to be ahead of the competitors.

Below is a list of the most profitable businesses in Kenya to begin with 100k;

1. M-pesa Shop

You should have an initial float to start this business. An amount of KES 100k is sustainable for a start. 

It will cater for the initial rent, accounts float and for the Mpesa agency line which is a requirement.

Commissions that you derive from money deposits and withdrawals might amount from KES 30,000 to KES 50,000 monthly.

Like other businesses, a good location where transfer of money and withdrawals are done by people is important. Setting up a Mpesa shop around business people is essential.

2. Boda Boda business

The boda boda business has been around for a long time creating job opportunities for many people.

Motorbike prices can vary depending on the model, ranging from KSh 80,000 to KSh 150,000.

On the other hand, one can opt for a pre-owned option that comes at a lower price.

Similarly, with several renders willing to give motorbikes on loans, it becomes easy for people to own motorbikes for as low as Ksh. 20, 000

3. Car Wash Business

You can also start a sustainable and highly profitable car wash business with a 100k budget.

Key requirements are: 

  •  Leasing Land space 
  • A car wash business license
  • Car wash equipment such as;
  • A pressure washer
  • Vacuum cleaner
  • Wax and polish 
  • Alloy wheel cleaner

4. Play Station/Movie Shop Business

A movie shop in a day can make you at least 1K and 10K on the weekends if you set it up in a good location and offer the best services.

To set up a movie shop, you only need a laptop/PC, a TV Screen for a movie preview display, a small, well-built stall/shop and empty Compact Disks for burning, all of which amount to 50K or less.

5. Daycare Business

This is one of the cheapest businesses in Kenya to begin. With less than KES 100k your financial freedom is guaranteed.

It requires a good location where parents are working and they have kids. You can set it up in the central business location.

After choosing of location, you will need to license the daycare as part of complying with the country’s regulations and get insurance, safety kits, furniture equipment and play materials.

6. Milk Dispenser

It’s the best business to set up in residential areas. Milk gets dispensed in your dispenser or ATM and you sell it in small portions from as low as 20 shillings.

A milk vending machine costs between KES 75,000 for 50 litres to KES 90,000 for 100 litres. Before starting one, you need to get relevant licenses. A mini dairy permit fee for a business whose handling capacity is more than 500kg but not exceeding 10,000 kg per day is free from the Kenya Dairy Board. 

7. Butchery business

With 100k, you can start a butchery. Your source of meat should be affordable source meat at an affordable rate and get business premises without breaking the bank.

Depending on the location of your business, look for a slaughterhouse near your area where you will be buying meat. Since you are working with limited capital, you might be required to buy only a few Kgs instead of the whole animal.

When running a butchery, you need to get the right licenses to run the business since it involves handling food.

Ensure you maintain good hygiene since meat can attract foul odours and flies. Paint the butchery and do the right branding to attract customers.

8. Salon shop business

You can open this business if you are passionate about hairstyling and if not you venture into the business and hire someone else to be doing the hair services.

The salon provides frequent services that garner a monthly income of KES 20,000 and above, depending on the salon’s size, location, and service options.

Key requirements to start the business include;

  • Permits and licenses
  • Rental space 
  • Hairstyling equipment.

9. Second-hand clothes (Mitumba) Business

For this business to thrive, you need to select unique pieces of clothes that set you apart from the rest of the mitumba sellers.

You also need to find a reliable supplier who will supply the clothes in bulk for you to sell them.

Depending on the type of clothes you decide to sell, a bale of clothes can cost from Ksh 15,000 to Ksh 40,000. Find a space with many people passing by because you need them to be your customers.

10. Catering Services 

If you have the passion and expertise, catering might be a great business to start.

Important considerations include the following equipment:

  • Oven
  • Cooler
  • Backup generator
  • Pans and pots

You will also be good to go with a single business permit. You can also set up the business from home and make it known to your target market.

Another thing, though, is that your overhead costs depend on where you start. If from home, then you cut most of these expenses, quickly break even, and enjoy the profits.


This article has just mentioned but a few of the Most profitable businesses to venture in with 100k or less. Choose a business that will at the end of the day bring profit.

You should also be ready for losses for there is no business that lacks dark days. Depending on the interests of a person, the choice of the business is key.

There are also other businesses not mentioned hence researching on them is important as well. 


1. What Business Can I Start With 100K In Kenya

  • Mitumba business
  • Butchery business
  • Milk dispenser business
  • Play station business
  • Salon Business
  • M-pesa business
  • Carwash business

2. What is the standard requirement for starting a business

  • Enough capital
  • Reliable location
  • Business permits

Check out

  1. Tomato Farming in Kenya

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